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Neighbourhood Watch Insurance

Neighbourhood Watch Scotland SCIO Liability Insurance

  • Employers Liability             Limit of Indemnity £10,000,000

Cover is in respect of volunteers carrying out work on behalf of Neighbourhood Watch.

  • Public Liability                     Limit of Indemnity £5,000,000
  • Products Liability                Limit of Indemnity £5,000,000

Please note that for indemnity cover to be provided you must ensure that:

1. Your Neighbourhood Watch is registered with Neighbourhood Watch Scotland.
2. All volunteers and members involved in NWS activities are registered on the Alert database.
3. You inform NWS of the event and the nature of the activity taking place and that this is recorded on our log for official purposes at  You will receive confirmation from the office that this notification has been received.

The insurance policy will not apply if any of these requirements have not been met.


Operative in respect of activities carried out on behalf of Neighbourhood Watch from the National level through to the Local Schemes.  Activities include, but are not limited to:

  • Attending meetings
  • NHW Sign erection & maintenance
  • Social & Fundraising Events – (Events are to be of an innocuous nature e.g. BBQ’s, Quiz Nights, Coffee Mornings, Car Boot Sales, etc. Higher Risk Events such as Firework Displays, White Water Rafting, Parachute Jumps, Abseiling, etc. fall outside the standard Policy cover.  If your event is High Risk please contact us directly with details of your event.  We can then contact our insurers directly for advice and confirm any additional costs.

Specific Exclusions:

  • Motor vehicle windscreen etching
  • Boat Watch
  • House Watch
  • Pet Watch
  • Street Watch/Street Patrols
  • Watches in respect of Commercial Operations e.g. Pub, Shop, etc.
  • Product Liability cover in respect of second hand electrical goods.

The Public Liability Certificate is available on request – see note below.

Insurance arranged by Marsh Commercial
24 Whitefriars Street, Perth, PH1 1PP
Tel: 01738 639 777

Marsh Commercial is a trading name of Jelf Insurance Brokers Ltd which is authorised and regulated by the Financial Conduct Authority (FCA)

Insurance underwritten by Ansvar Insurance
Registered in England: Ansvar House, 31 St. Leonards Road, Eastbourne, East Sussex, BN21 3UR

Ansvar Insurance – A business division of: Ecclesiastical Insurance Office plc. Registered Office: Benefact House, 2000, Pioneer Avenue, Gloucester Business Park, Brockworth, Gloucester, GL3 4AW. Registered number: 24869 England


Ansvar is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority

Related documents

Neighbourhood Watch Scotland are currently insured from 01.04.2024 – 31.03.2025.  If you require a copy of our insurance certificate please contact us directly by sending an email to with details of the event or activity you wish covered.  We will contact you thereafter to confirm if the event or activity will be covered.